Lori Ferber
Buying
Initial Consultation
Contact Lori Ferber to discuss your housing needs, budget, and preferences. Provide necessary documents like pre-approval letters.
Home Search
Lori Ferber will search for suitable properties, arrange viewings, and accompany you to visits. Feel free to ask questions and share concerns.
Making an Offer
Once you find a suitable property, Lori Ferber will help you make an offer and negotiate terms with the seller.
Closing the Deal
Lori Ferber will guide you through the closing process, coordinating with all parties involved to ensure a smooth transaction. Attend the closing meeting to sign final documents and take possession of your new home.
Featured listings
Featured listings
HOME BUYER'S GLOSSARY
AMORTIZATION SCHEDULE
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
Equity
The process of determining the market value of a property.
Mortgage
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
Term
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Heritage House Ltd. Brokerage
INFO & SERVICES
CENTURY 21 Heritage House Ltd. Brokerage
221 Woolwich Street, Unit 6C, Guelph, ON N1H8P4
(519) 767-2100
INFO & SERVICES
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